Terms and conditions

Amana Mobility advises buyers and capital providers on interest-free, Sharia-structured vehicle financing and introduces matching parties. The service covers reviewing the details provided, pairing suitable parties, drafting the Ijarah and Wa'd documents and accompanying both sides through signing and handover.

Amana Mobility is not a bank or financial institution. We grant no loans, hold no client money and run no escrow account. Payments flow directly between the parties.

The financing contract is concluded exclusively between buyer and investor. Amana Mobility is not a party to it and cannot unilaterally amend, terminate or defer an existing contract.

Registration is free and non-binding. There is no entitlement to a match or to a concluded contract. Either side may withdraw at any time before signing.

Our compensation is a fixed fee per successfully concluded case. The amount reflects the work involved and the vehicle class and is disclosed in writing before any commitment, at the latest when a concrete match is presented.

The buyer side carries the fee unless agreed otherwise in writing. It falls due on signature of the financing contract. If no contract is concluded, no fee is owed.

If a referral leads to a concluded case, the referring person receives CHF 100 and the referred person receives CHF 100 off the fixed fee, provided the referring person was named at registration. One referral is recognised per case; without a concluded contract there is no entitlement.

You warrant that your details are true, complete and current, in particular regarding budget, affordability and financing capacity. Incorrect details may lead to exclusion from matchmaking.

You review every draft contract on your own responsibility and obtain independent legal or tax advice where needed.

We provide our advice with the care of a professional service provider but do not owe any particular outcome.

Amana Mobility is not liable for the parties' performance towards each other, in particular not for default, late payment, insolvency, vehicle defects, depreciation, accident, total loss or insurance matters. The parties themselves agree in the contract what applies in those cases.

Liability for slight negligence as well as for indirect damage and lost profit is excluded to the extent permitted by law.

Processing of personal data is governed by our privacy policy. Your identity is disclosed to a counterparty only after your express consent in the individual case.

We may amend these terms; for an ongoing case the version in force at the start of the advisory relationship applies. Swiss law applies exclusively. Place of jurisdiction is Zurich, unless mandatory statutory jurisdiction provides otherwise.